Terms and conditions
CA Indosuez Wealth (Europe) Sucursal en España
Owner and Publisher
CA Indosuez Wealth (Europe) Sucursal en España
supervised by the Banco de España (www.bde.es) and the Spanish National Securities Market Commission (Comisión Nacional del Mercado de Valores, CNMV, www.cnmv.es),
a branch of CA Indosuez Wealth (Europe), a credit institution duly registered in Luxembourg and supervised by the Luxembourg financial regulator, the Commission de Surveillance du Secteur Financier (CSSF).
Address: Paseo de la Castellana número 1, 28046 Madrid (Spain)
Registered with the Banco de España under number 1545.
Registered in the Madrid Trade and Companies Register, number T 30.176, F 1, S 8, H M-543170
CIF (company tax ID): W-0182904-C
Head of Publication
Antonio Losada, Chief Executive Officer, CA Indosuez Wealth (Europe) Sucursal en España
Marie Cognet – Lucía Rayón
Telephone: + 34 91 310 99 10
Crédit Agricole Group Infrastructure Platform, a Simplified Joint-Stock Company (French SAS) registered at the RCS of Paris under the number 840.434.740, with a capital of €86,552,500.
30-32, boulevard de Vaugirard, 75015 PARIS.
For the purposes of this disclaimer, the terms below are defined as follows:
- “Indosuez”, "Indosuez Wealth Management", “Indosuez group” or “Entity(ies)”: CA Indosuez and all other French and foreign entities, wherever their location, of which CA Indosuez is the holding company, or, more generally, that are part of the Wealth Management Business Line of Crédit Agricole group.
- “Indosuez Europe”: CA Indosuez Wealth (Europe)
- “Indosuez Monaco”: CFM Indosuez Wealth
- “Indosuez Switzerland”: CA Indosuez (Switzerland) SA
- “Website”: the “spain.ca-indosuez.com” website made up of the web pages of CA Indosuez Wealth (Europe) Sucursal en España.
- “User”: any person accessing and/or using the Website and/or any owner of a computer used to connect to and/or navigate on the Website, regardless of whether or not they are a client of an Entity.
The Website and/or access thereto are governed by Spanish law and regulations. The courts of Spain shall have competence to deal with any disputes that may arise.
1. Terms and conditions for accessing and using the Website
Access to this Website and its use are subject to the terms and conditions set out herein, as well as to the other policies pertaining to the Website, such as those regarding the protection of personal data, intellectual property and online security.
The User acknowledges that they are aware of the terms and conditions for accessing and using the Website as well as other applicable policies governing access and use of the Website.
CA Indosuez Wealth (Europe) Sucursal en España reserves the right to modify the contents of this disclaimer at any time. The User is deemed to be aware of the latest version of this disclaimer each time they connect to the Website.
The Website is accessible 24 hours a day, 7 days a week, except in the case of force majeure, as a result of the actions of a third party, and/or in the event of maintenance work and interventions necessary for its proper functioning. Where maintenance work is carried out, any interruptions shall, insofar as is possible, be notified by a warning on the homepage or by any other means. Neither CA Indosuez Wealth (Europe) Sucursal en España nor the Host may be held liable for any interruption or disruption, whatever the cause, nor will any interruption or disruption grant entitlement to compensation.
Insofar as the confidentiality and integrity of information provided on the internet cannot be guaranteed, the User is informed that they are responsible for taking all appropriate measures to protect their messages or data and/or tools. For more information, the User is advised to visit our Web page on security.
The User agrees to respect the integrity of the Website and not to impede its functioning. They agree not to modify or delete any content, whether in whole or in part, or to fraudulently access any data.
2. Online services
CA Indosuez Wealth (Europe) Sucursal en España charges no fee for access to and use of its Website. However, the User acknowledges that third parties, such as internet service providers, may charge for the use of the internet through its infrastructure and/or networks and telecommunications costs, billed directly by such companies.
The Website gives access to the online services provided by CA Indosuez Wealth (Europe) Sucursal en España. The terms governing access to and the pricing and provision of online services are stipulated in an agreement signed between the User and CA Indosuez Wealth (Europe) Sucursal en España. Any User wishing to access and use certain specific online services should contact CA Indosuez Wealth (Europe) Sucursal en España.
3. Available information
All information and opinions of a general nature (economic, financial, etc.) featured on the Website are for information purposes only. Although CA Indosuez Wealth (Europe) Sucursal en España takes all reasonable steps to obtain information from sources that it deems reliable, it does not represent or warrant that the information or data on the Website is accurate, reliable or complete. Said information or data is not provided on a contractual basis and is only of indicative value.
The User acknowledges that information or data is subject to change at any time and without prior notice and may not be automatically updated or supervised on a real-time basis.
The Website may include information provided by external companies or hyperlinks to other websites not developed by CA Indosuez Wealth (Europe) Sucursal en España. The existence of links to other websites does not constitute a validation or endorsement of the websites in question or their contents by CA Indosuez Wealth (Europe) Sucursal en España. It is the User’s sole responsibility to verify and use any such information with discernment and with a critical mind. CA Indosuez Wealth (Europe) Sucursal en España may not be held liable with regard to any information, opinions or recommendations by third parties.
Given the inherent risks linked to the electronic transmission of information, delays, omissions or inaccuracies may occur. Any information available on the Website is provided “as is”, whatever its origin. Accordingly, CA Indosuez Wealth (Europe) Sucursal en España declines all responsibility as to the contents of the Website and its use.
Information available on the Website may be provided in several languages. In the event of a dispute, the Spanish version shall prevail.
The User agrees that any use by you of any information from the Website is solely at your own risk. CA Indosuez Wealth (Europe) Sucursal en España declines all responsibility as to its use and consequences.
4. No offer
None of the information or publications appearing on the Website may be construed as constituting an incitement, solicitation, proposal or recommendation of banking or financial products or services from CA Indosuez Wealth (Europe) Sucursal en España.
Likewise, none of the information on the Website shall constitute or be deemed to constitute a form of investment, legal or tax advice.
For more information, the User may contact CA Indosuez Wealth (Europe) Sucursal en España, which can provide information within the limits authorised by applicable laws and regulations.
5. Restrictions on access to the website, products and services
The Website is not intended for persons in those jurisdictions where (due to their nationality, place of residence or for any other reason) access to and/or use of the Website is prohibited. Users are solely responsible for ensuring that they are legally authorised to access the Website in the country from which the connection is established.
The products and services mentioned on the Website may not be approved for sale or made available to residents or nationals of certain countries or certain categories of investors. The products and services presented on the Website are intended to be offered and used under the contractual conditions and prices applicable in Spain, and in accordance with the applicable laws and regulations. In particular, the products and services may be exclusively reserved for certain customers or be subject to restrictions with respect to certain persons or countries. CA Indosuez Wealth (Europe) Sucursal en España may not provide the products and services presented here to any persons who are not authorised to subscribe to them by the laws of their country of origin or the laws of any other country to which they are subject.
More specifically, the User’s attention is drawn to the fact that:
- the Website does not constitute an offer or a solicitation of products or services in the United States of America or Canada, nor are featured products or services intended for any persons residing in or who are citizens of the United States of America (“US Person”) or Canada.
- Similarly, access to the products and services presented on the Website of CA Indosuez Wealth (Europe) Sucursal en España is not permitted for persons residing in Hong Kong, except where such products and services are provided by the Hong Kong entity of the Wealth Management Business Line or by other Group entities registered in Hong Kong, or otherwise in accordance with the Securities and Futures Ordinance (Cap.571).
- The Website does not constitute an offer or a solicitation of products or services for persons residing in Singapore, unless said products or services are provided by CA Indosuez (Switzerland) SA, Singapore branch, in accordance with the applicable Singapore laws and regulations (including but not limited to the Banking Act (Chapter 19), the Financial Advisers Act (Chapter 10) and the Securities and Futures Act (Chapter 289)).
The contents of the CA Indosuez Website are exclusively intended for persons outside of Singapore and may only be used by said persons.
In any case, the User should ensure that they are legally authorised to invest in such products or services.
6. No liability
Subject to applicable mandatory law, CA Indosuez Wealth (Europe) Sucursal en España, its directors, employees or agents shall not be liable for any direct or indirect losses, costs, complaints, charges or damages of any nature, contractual or tortious, including negligence, resulting from or linked to the use of the Website, even if CA Indosuez Wealth (Europe) Sucursal en España was informed of the possibility of such losses, costs, complaints, charges or damages.
7. Job applicants and employment
The User may submit an unsolicited application or respond to an offer posted on the “jobs.ca-indosuez.com” website which can be accessed via a link on the “Careers” tab.
The “jobs.ca-indosuez.com” website falls under the editorial responsibility of CA Indosuez and is hosted by Talentsoft in France. The conditions applying to applications are specified in the Disclaimer of the “jobs.ca-indosuez.com” website which the User is advised to read.
8. Intellectual property
The User acknowledges that the Website and its contents (in particular, the information, data, sounds, images, texts, drawings, graphics, distinctive signs, logos, brands, iconographic and photographic representations, downloadable documents, etc.) are the exclusive property of CA Indosuez Wealth (Europe) Sucursal en España, or that, as applicable, it has acquired the appropriate copyright from third parties to publish said content on the Website. In no event whatsoever shall any such rights be transferred to any User by his or her access to or use of the Website.
The reproduction, representation or distribution, for any purpose other than private use, of all or some of the contents of the Website, on any medium or by any means, is forbidden, except with the prior written consent of CA Indosuez Wealth (Europe) Sucursal en España.
Failure to comply therein may engage the civil and criminal liability of the counterfeiter.
All or any of the information on the Website may be downloaded on a hard drive or printed for personal use only, provided that this copyright notice is included in each copy, that no alterations are made, and that it is not used, either in whole or in part, in other works or publications on any medium. The downloading or any other form of copying of software or information from the CA Indosuez Wealth (Europe) Sucursal en España Website does not bestow the User with any rights. It is also forbidden to distribute or copy all or any of the information on the Website and to transfer (electronically or by any other means), alter or use the pages of the Website or its contents for the purposes of competing activities without the prior written consent of CA Indosuez Wealth (Europe) Sucursal en España.
The User may not reproduce (in whole or in part), transfer (by electronic or other means), alter or use the CA Indosuez Wealth (Europe) Sucursal en España Website in Spain for public or commercial purposes, or create links to the Website, without the prior written consent of CA Indosuez Wealth (Europe) Sucursal en España.
Any hyperlinks to the Website require the prior and express authorisation of CA Indosuez Wealth (Europe) Sucursal en España.
Photographs: Adobe Stock